User Agreement
No material change: wording, formatting, dates or contact details only.
Cosmetic change: formatting, typos, or contact details.
| 1 | 1 | PAYPAL USER AGREEMENT |
| 2 | 2 | |
| 3 | Last updated on September 14, 2026 | |
| 3 | Last updated on November 4, 2026 | |
| 4 | 4 | |
| 5 | 5 | ## About Your Account |
| 6 | 6 | |
| 7 | 7 | ### Welcome to PayPal! |
| 8 | 8 | |
| 9 | 9 | This user agreement is a contract between you and PayPal, Inc. governing your use of your PayPal account and the PayPal services. It applies to U.S. PayPal accounts only. If you are an individual, you must be a resident of the United States or one of its territories and at least 18 years old, or the age of majority in your state of residence to open a U.S. PayPal account and use the PayPal services. If you are a business, the business must be organized in, operating in, or a resident of, the United States or one of its territories to open a U.S. PayPal account and use the PayPal services. |
| 655 | 655 | |
| 656 | 656 | - Breach this user agreement, the PayPal [**Acceptable Use Policy**](https://www.paypal.com/legalhub/acceptableuse-full), the [**Commercial Entity Agreements**](https://www.paypal.com/legalhub/ceagreement-full) (if they apply to you), the [**PayPal Balance Terms and Conditions**](https://www.paypal.com/legalhub/pp-balance-tnc) (if it applies to you), or any [**other agreement**](https://www.paypal.com/legalhub/home) between you and PayPal; |
| 657 | 657 | - Violate any law, statute, ordinance, or regulation (for example, those governing financial services, consumer protections, unfair competition, anti-discrimination or false advertising); |
| 658 | 658 | - Infringe PayPal's or any third party's copyright, patent, trademark, trade secret or other intellectual property rights, or rights of publicity or privacy; |
| 659 | 659 | - Sell counterfeit goods; |
| 660 | 660 | - Act in a manner that is defamatory, trade libelous, threatening or harassing; |
| 661 | - Provide false, inaccurate or misleading information; | |
| 661 | - Provide false, inaccurate or misleading information regarding your identity, account or business, goods or services offered or purchased, transaction details, or other information related to your use of our services; | |
| 662 | 662 | - Send or receive what we reasonably believe to be potentially fraudulent funds; |
| 663 | 663 | - Refuse to cooperate in an investigation or provide confirmation of your identity or any information you provide to us; |
| 664 | 664 | - Attempt to double dip during the course of a dispute by receiving or attempting to receive funds from both PayPal and the seller, bank or card issuer for the same transaction; |
| 665 | 665 | - Control an account that is linked to another account that has engaged in any of these restricted activities; |
| 666 | 666 | - Conduct your business or use the PayPal services in a manner that results in or may result in; |
| 667 | 667 | - complaints; |