Privacy Statement
This update mainly adds data flows and disclosures tied to a new 'PayPal World' cross-border payment feature and newly-covered cryptocurrency services, and adds a line admitting PayPal may sometimes be legally barred from telling you when it discloses your data to authorities. On the positive side, PayPal now says it will stop sharing your creditworthiness data with its corporate affiliates and stop letting those affiliates market to you.
Cryptocurrency activity now falls under this privacy policy
PayPal added its cryptocurrency services (run by affiliate PayPal Digital Inc.) to the list of 'Services' this policy covers, meaning data from your crypto activity can now be collected, used, and shared under these same broad terms.
“cryptocurrency services offered by PayPal Digital Inc. (a PayPal affiliate company)”
DATA COLLECTION
You may not always be told when your data is shared with authorities
PayPal added a line saying that in some cases it isn't legally allowed to tell you when it discloses your information to courts, law enforcement, or other authorities. This means there are situations where your data can be handed over without your knowledge.
“In some cases, PayPal may not be permitted to provide you with information about such disclosures.”
DATA SHARING
New data sharing with outside wallets and processors for PayPal World
To support a new cross-border payment feature called PayPal World, PayPal will now receive and use your information from other companies' wallets, payment networks, and processors.
“We will use information from third parties, including third-party wallets, payment networks, and processors, to process PayPal World transactions.”
DATA COLLECTION
Broader data collection from non-account holders receiving payments
PayPal previously said it collects data from non-account holders paid via Visa+; now it also collects data when they're paid through unnamed 'other third party wallets, payment networks, and processors,' widening the situations where your data is gathered even without a PayPal account.
“or a payment from a payor using the Hyperwallet services”
DATA COLLECTION
| 1 | 1 | PayPal Privacy Statement |
| 2 | 2 | |
| 3 | Last updated on July 6, 2026 | |
| 3 | Last updated on September 28, 2026 | |
± CHANGEDDocument date and contact address updates The 'last updated' date, the financial-privacy notice revision date, and PayPal's Mexico office address were updated. These are administrative changes only. | ||
| 4 | 4 | |
| 5 | 5 | ## Overview |
| 6 | 6 | |
| 7 | 7 | PayPal, Inc. and our [**subsidiaries and affiliated companies**]() ("we," "our," "us," "PayPal", "PayPal corporate group") provide this Privacy Statement to describe our use of your [**Personal Information**]() when you use your PayPal account(s), visit our websites ("Sites"), apply for, or use our [**Services**]() (to the extent available in your jurisdiction). This Privacy Statement does not apply to [**Excluded Services**](). |
| 8 | 8 | |
| 9 | 9 | This Privacy Statement does not apply when Personal Information is processed by certain third parties, for example, authorities, credit bureaus, acquirers, and other financial institutions. Instead, the third parties' processing of your Personal Information is regulated by their own privacy policies. We encourage you to read the third parties' privacy policies and know your privacy rights before interacting with them. |
| 13 | 13 | We encourage you to read this Privacy Statement and to use it to help you make informed decisions. Certain capitalized terms that are not otherwise defined in this Privacy Statement are explained in [**Definitions**](). |
| 14 | 14 | |
| 15 | 15 | We may revise this Privacy Statement from time to time to reflect changes to our business, Services, or applicable laws. If the revised version requires notice in accordance with applicable law, we will provide you with 30 days' prior notice by posting notice of the change on the [**Policy Updates**](https://www.paypal.com/legalhub/upcoming-policies-full) or "[**Privacy Statement**](https://www.paypal.com/legalhub/privacy-full)" page of our website, otherwise the revised Privacy Statement will be effective as of the published effective date. If you are a new User or are receiving this Privacy Statement for the first time, and there is an upcoming change described on the [**Policy Updates**](https://www.paypal.com/legalhub/upcoming-policies-full) or [**Privacy Statement**](https://www.paypal.com/legalhub/privacy-full) page at the time you receive this Privacy Statement, such upcoming change will apply to you on the indicated effective date. |
| 16 | 16 | |
| 17 | 17 | ## Non-Account Holders |
| 18 | 18 | |
| 19 | Our Services may be accessed by individuals without a PayPal account or profile. We will collect Personal Information from you even if you are a non-account holder when you use our Services, such as when you use our Pay without a PayPal Account, use Unbranded Payment Services (e.g., Braintree), use a Fastlane profile, or when you receive a payment through the Visa+ service from a PayPal account holder or a payment from a payor using the Hyperwallet services. If you Pay without a PayPal account, we may link your transaction information with your PayPal account if you create a PayPal account later. | |
| 19 | Our Services may be accessed by individuals without a PayPal account or profile. We will collect Personal Information from you even if you are a non-account holder when you use our Services, such as when you use our Pay without a PayPal Account, use Unbranded Payment Services (e.g., Braintree), use a Fastlane profile, or when you receive a payment from a PayPal account holder (through the Visa+ service or other third party wallets, payment networks, and processors) or a payment from a payor using the Hyperwallet services. If you Pay without a PayPal account, we may link your transaction information with your PayPal account if you create a PayPal account later. | |
± CHANGEDNon-account holder data collection now covers more third-party wallets Previously PayPal said it collects your data as a non-account holder specifically when you get paid via Visa+. Now that same collection also applies when you're paid through unspecified 'other third party wallets, payment networks, and processors.' | ||
| 20 | 20 | |
| 21 | 21 | ## Categories of Personal Information We Collect |
| 22 | 22 | |
| 23 | 23 | **Categories of Personal Information collected from you, including from your interactions with us and use of the Services:** |
| 24 | 24 | |
| 25 | 25 | - _Personal identifiers_: Such as name, business name, address, phone number, email, IP address, device information, information collected from cookies or other tracking technologies, government-issued identification, signature, and other information necessary to establish an account or profile. |
| 55 | 55 | |
| 56 | 56 | We may collect Personal Information to: |
| 57 | 57 | |
| 58 | 58 | - _Provide our Services_. We may use Personal Information to help you send, receive or request money, initiate a payment, add monetary value to an account, pay a bill, administer your purchases, display shipping options and associated costs when you check out, show you your profile, account and payment information, send and receive transactions and prove that they have been executed, to assess your creditworthiness in connection with our Services, confirm your identity (also through the use of electronic signature) and your contact information, to authenticate your access to your account or profile and to confirm your account or profile and financial information are accurate and up to date. |
| 59 | 59 | |
| 60 | 60 | - For Visa+, we will receive the recipient's name and payment information from Visa and third-party Visa+ participating digital wallets for the purpose of processing and matching Visa+ payment transactions between participating digital wallets and PayPal. |
| 61 | - We will use information from third parties, including third-party wallets, payment networks, and processors, to process PayPal World transactions. | |
+ ADDEDNew data use for 'PayPal World' cross-border transactions PayPal added a new statement that it will use information it receives from outside wallets, payment networks, and processors to handle a new service called 'PayPal World.' | ||
| 61 | 62 | - If you are using Fastlane, we may recognize you as a Fastlane user when you shop on participating Partner and Merchant sites, and we may prompt you to engage in participating Partner or Merchant interactions, such as registering for a store or loyalty account using your Fastlane profile. We will also use your Personal Information and payment method details to determine whether the payment you are making with a participating Partner or Merchant is authorized by you and likely to be successfully authorized by the payment method you choose to use when you make a purchase using details from your Fastlane profile. |
| 62 | 63 | |
| 63 | 64 | - _Provide receipts in connection with PayPal Point of Sale (formerly Zettle by PayPal) services._ For buyers using our PayPal Point of Sale services (including Venmo Tap to Pay), you may choose to provide us your contact details so that we can send you digital receipts. If you provide your e-mail address or mobile number to a Partner or Merchant who uses PayPal Point of Sale, we may remember your details for the next time you buy something from a Merchant who uses PayPal Point of Sale in its physical store, if you use the same payment card. This is regardless of whether you have previously bought something from this Merchant or not. This means that your e-mail address or mobile number will be pre-filled in the receipt view for your convenience the next time you buy something from a Merchant who uses PayPal Point of Sale in its physical store. |
| 64 | 65 | - _Manage, analyze and improve our Services._ We may use Personal Information to develop new products and features, to administer our Services, to promote the safety and security of the Services, for customer analysis and internal operations (e.g., for troubleshooting) and procedures, data analysis, testing, research, and statistical purposes. We may also use your transaction and experience data on an aggregated basis to generate business insights. We may share those insights with third parties such as our Partners and Merchants to help improve their products and services. |
| 65 | 66 | - _AI and Automated Decision Making_. We may use Personal Information to train our artificial intelligence (AI) models that power our Services and help us deliver more secure, efficient, and personalized services. PayPal also uses Automated Decision Making to provide our products and Services, conduct risk analysis, fraud prevention and risk management to protect our customers and business, including to prevent fraud against our Partners and Merchants and strategic ventures. Please see [**AI and Automated Decision Making**]() to learn more. |
| 66 | 67 | - _Manage your creditworthiness_. Pursuant to applicable law, we will use and exchange Personal Information about you with CRAs to assess creditworthiness and product suitability, check your identity, trace and recover debts, and prevent fraud and criminal activity. This information may be supplied by CRAs to other organizations to perform similar checks and to trace your whereabouts and recover debts that you owe. |
| 87 | 88 | - **Service providers**. We may disclose Personal Information with our service providers that operate at our direction and on our behalf to perform services we outsource to them, such as AI providers, fraud prevention, bill collection, shipping, processing payments, marketing, research, compliance, audits, corporate governance, communications, technical and/or design services, IT development, maintenance, hosting and support customer service operations. Our contracts dictate that these service providers only use your information in connection with the services they perform for us and not for their own benefit. Under applicable data protection laws, depending upon the country/region in which you reside, you may find a link to those [**third-party service providers**](https://www.paypal.com/kr/legalhub/row-third-parties-list) including the purpose of disclosure, types of information disclosed, etc. |
| 88 | 89 | |
| 89 | 90 | **We may also disclose Personal Information with the following categories of third parties:** |
| 90 | 91 | |
| 91 | 92 | - **Members of the PayPal corporate group** from time to time, such as the PayPal family of companies listed in [**Our Contact Information**](), for purposes including (but not limited to) providing the Services you have requested or authorized, managing risk, helping us to detect and prevent potentially illegal and fraudulent acts and other violations of our policies and agreements, and helping us to manage the availability and connectivity of PayPal products, services, and communications. |
| 92 | 93 | - **Excluded Services**. We may disclose Personal Information to the Excluded Services (as defined below), including Venmo to provide you with the Services, personalize your use of the Services, and to manage our business, or with PayPal Honey to manage our Rewards program. |
| 93 | - **Authorities**. We may disclose Personal Information with authorities if compelled by a subpoena, court order, or similar legal procedure, when necessary to comply with law, or where the disclosure of Personal Information is reasonably necessary to prevent physical harm or financial loss, report suspected illegal activity, or investigate violations of the relevant agreement, or as otherwise required by law. Such authorities include courts, governments, law enforcement, and regulators. We may also be required to provide other third parties information about your use of our Services, for example, to comply with card association rules, to investigate or enforce violations of our user agreement, or to prevent physical harm or illegal activity. | |
| 94 | - **Authorities**. We may disclose Personal Information with authorities if compelled by a subpoena, court order, or similar legal procedure, when necessary to comply with law, or where the disclosure of Personal Information is reasonably necessary to prevent physical harm or financial loss, report suspected illegal activity, or investigate violations of the relevant agreement, or as otherwise required by law. Such authorities include courts, governments, law enforcement, and regulators. We may also be required to provide other third parties information about your use of our Services, for example, to comply with card association rules, to investigate or enforce violations of our user agreement, or to prevent physical harm or illegal activity. In some cases, PayPal may not be permitted to provide you with information about such disclosures. | |
+ ADDEDPayPal may not always be able to tell you about law enforcement disclosures A new sentence clarifies that in some cases, PayPal is legally barred from telling you when it has handed your information over to courts, police, or other authorities. | ||
| 94 | 95 | - **Other financial institutions**. We may disclose Personal Information with financial institutions to jointly offer a product, such as PayPal Credit, PayPal Savings, PayPal Cashback Mastercard and PayPal Extra Mastercard. |
| 95 | 96 | - **Payment networks and processors**. We may disclose Personal Information with payment networks and processors to facilitate payment processing or to add cards to your electronic wallet. For payment transactions, your Personal Information will be shared with the provider of the payment services for the participating Partner and Merchant to enable the processing of the payment transaction. The payment provider for the Partner and Merchant may be PayPal or a third party payment provider. |
| 96 | 97 | - **Fraud prevention and identity verification agencies**. We may disclose Personal Information with fraud prevention and identity verification agencies and other companies across industries to assist in detecting activities suggestive of fraud. |
| 97 | 98 | - **Credit reporting and debt collection agencies**. We may disclose Personal Information with such agencies to collect unpaid overdue debts through a third party such as a debt collection agency. Please be aware that these parties' privacy notices apply to the processing of Personal Information that you share directly with them, and they may report your unpaid debts to CRAs which may affect your creditworthiness or ability to secure future credit. |
| 98 | 99 | - **Other PayPal account holders to complete a transaction**. We may disclose Personal Information with other PayPal account holders to complete a payment transaction, where necessary. This also applies when you interact with ads or offers we provide relating to one of our Partners and Merchants. The Personal Information that may be shared with other PayPal account holders includes your username, profile photo, first and last name, email, city, and phone number in accordance with your account settings. |
| 99 | 100 | - **Other Users in accordance with your account settings**. In accordance with your [**account settings**](https://www.paypal.com/us/myaccount/privacy/profiles/search) or PayPal.Me preferences, your Personal Information can be seen by other account holders (such as users of Venmo or third party payment networks and processors) to help facilitate a transaction. For example, as part of the send money feature, a User may search for your account to initiate a payment. Based on your account settings, the information shown to other Users may include your username, profile photo, first and last name, email, phone number, city and state, month and year of PayPal account creation, and any additional information you include in the details or "about you" section of your account. |
| 100 | 101 | - **Other Users if you have a business profile**. If you have a business profile, we will display a payment link and disclose certain information about you to other Users, including your name or business name, profile picture or logo, and the city associated with your PayPal account, as well as total time selling with us, total number of followers, and total number of unique Users that have paid you in the past year. If you have a business profile, you can choose to display other information to other Users, such as your street address, phone number, email and website, in accordance with your business profile settings. |
| 101 | 102 | - **Your agent or legal representative**. We may disclose Personal Information to your agent or legal representative, such as the holder of a power of attorney that you grant, or a guardian appointed by you. |
| 102 | 103 | - **Linked accounts**. If you choose to link your PayPal account with a third-party account, we may disclose Personal Information with third-parties who facilitate that linking. |
| 103 | - **Partners and Merchants, their service providers and others involved in a transaction**. We may disclose Personal Information with these parties involved in a transaction such as your user name, address, phone number, email address to enable the purchase and delivery of the goods in the transaction. For example, when you use the Services to initiate online purchases, save your payment information with Fastlane, pay other Users using the Services, pay recipients using Visa+, return goods, or when you participate in transactions through the payment network, we may disclose information about you and your account or Fastlane profile with the other parties (or their service providers) involved in processing your transactions. If you choose to interact with participating Partners and Merchants, we will disclose your profile information with the participating Partners and Merchants and their service providers, and facilitate your transaction, shopping experience or other interaction with participating Partners and Merchants sites. This also applies when you interact with ads or offers we provide relating to one of our Partners and Merchants. Please note that once Personal Information is shared with Partners and Merchants (or their service providers) involved in a transaction, the handling of your Personal Information by the Partners and Merchants (or their service provider) is subject to the Partners' and Merchants' own privacy policies and procedures. | |
| 104 | - **Partners and Merchants, their service providers and others involved in a transaction**. We may disclose Personal Information with these parties involved in a transaction such as your user name, address, phone number, email address to enable the purchase and delivery of the goods in the transaction. For example, when you use the Services to initiate online purchases, save your payment information with Fastlane, pay other Users using the Services, pay recipients using Visa+, pay using PayPal World, return goods, or when you participate in transactions through the payment network, we may disclose information about you and your account or Fastlane profile with the other parties (or their service providers) involved in processing your transactions. If you choose to interact with participating Partners and Merchants, we will disclose your profile information with the participating Partners and Merchants and their service providers, and facilitate your transaction, shopping experience or other interaction with participating Partners and Merchants sites. This also applies when you interact with ads or offers we provide relating to one of our Partners and Merchants. Please note that once Personal Information is shared with Partners and Merchants (or their service providers) involved in a transaction, the handling of your Personal Information by the Partners and Merchants (or their service provider) is subject to the Partners' and Merchants' own privacy policies and procedures. | |
± CHANGEDPayPal World added to transaction-partner data sharing The list of activities that cause your info to be shared with partners/merchants and their service providers now explicitly includes paying with the new PayPal World feature. | ||
| 104 | 105 | |
| 105 | 106 | - We may also disclose Personal Information to Partners and Merchants to enable their use of our Services to facilitate your transactions. For example, when you visit a participating Partners and Merchants site or app, the Partners and Merchants can check whether you are a user of PayPal services and present a recommended payment method to you to simplify your checkout process. |
| 106 | 107 | |
| 107 | 108 | For our PayPal customers, we may also disclose your Personal Information to Partners and Merchants that you and we interact with to help ourselves and Partners and Merchants personalize services and offers so you can have a better and more relevant experience. Personal Information we disclose includes, for example, products, sizes, preferences, and styles we think you'll like. |
| 108 | 109 | |
| 109 | 110 | - Unless we are required by law to obtain your consent, we disclose Personal Information collected from you after November 27, 2024 (or from earlier if you consent) for personalized shopping experiences in the United States. |
| 268 | 269 | |
| 269 | 270 | ## Definitions |
| 270 | 271 | |
| 271 | 272 | - **Automated Decision** and **Automated Decision Making** refers to the process of making a decision by automated means without or limited human involvement, depending on applicable law. In some cases, these decisions could have a legal or similarly significant effect on you as an individual. These terms also mean like concepts under applicable laws. |
| 272 | 273 | - **Cookies** means tracking technologies such as cookies, pixel tags, web beacons, and widgets. |
| 273 | 274 | - **Device Information** means data that can be automatically collected from any device used to access the Services. Such information may include, but is not limited to, your device type, your device's network connections, your device's name, your device IP address, information about your device's web browser and internet connection you use to access the Services, geolocation information, and information about apps downloaded to your device. |
| 274 | - **Excluded Services** means companies or separate brands, affiliates, or subsidiaries of PayPal, who process Personal Information in accordance with their own terms of service and separate privacy statements. Examples include Venmo, Honey Science LLC, Chargehound LLC, Paidy Inc., Simility, Swift Financial LLC, and Bill Me Later, Inc. | |
− REMOVED'Simility' removed from Excluded Services examples PayPal no longer lists Simility as an example of an Excluded Service; this appears to be a routine list cleanup with no practical effect on your rights. | ||
| 275 | - **Excluded Services** means companies or separate brands, affiliates, or subsidiaries of PayPal, who process Personal Information in accordance with their own terms of service and separate privacy statements. Examples include Venmo, Honey Science LLC, Chargehound LLC, Paidy Inc., Swift Financial LLC, and Bill Me Later, Inc. | |
| 275 | 276 | - **Fastlane** means the online tool whereby individuals can store their payment methods and other Personal Information with PayPal so that they can complete the checkout process faster, create a store or loyalty account, or facilitate other transactions at participating Partners and Merchants with payment card, contact information, shipping data or other data they save in their Fastlane profile as relevant to the specific interaction, participating Partners and Merchants, all without having to manually input payment method details and other Personal Information each time they check out. |
| 276 | 277 | - **Hyperwallet** means the PayPal technology and online service that allows payout capabilities for businesses of all shapes and sizes through a single integration. |
| 277 | 278 | - **Partners and Merchants** means our partners and the merchants, partners or businesses that our Users transact with for the purpose of obtaining goods or services. |
| 278 | 279 | - **Pay without a PayPal Account** means our Services may be accessed by individuals without using a PayPal account, a Fastlane profile, or the Unbranded Payment Services. Pay without a PayPal account does not include Venmo, which is subject to its own terms of service and separate privacy statement. |
| 279 | 280 | - **Personal Information** in this Privacy Statement means any information that directly or indirectly identifies you or is reasonably capable of being associated with you or your household information about you, including your identity, finances and online behavior, or such broader meanings as given under the definitions of personal information, personal data, personally identifiable information, or other like terms under applicable privacy laws. |
| 280 | 281 | - **Profiling** means analysis of an individual's personality, behavior, interest and habits to make predictions or decisions about them, including like terms under applicable laws. |
| 281 | - **Services** refers to all PayPal-branded or unbranded payment, financial, and personalization products and solutions, including transactions, rewards, advertising (including PayPal Ads), PayPal Groups, Fastlane, Xoom, Pool, Hyperwallet, credit and financing (including Partner and Merchant offerings), merchant tools, and emerging financial technologies (including Fastlane), with the exception of Excluded Services. It also includes all related websites, platforms, applications, and future innovations offered or supported by PayPal. Your use of Services includes interaction with our Sites. | |
| 282 | - **Services** refers to all PayPal-branded or unbranded payment, financial, and personalization products and solutions, including transactions, rewards, advertising (including PayPal Ads), PayPal Groups, Fastlane, Xoom, Pool, Hyperwallet, credit and financing (including Partner and Merchant offerings), cryptocurrency services offered by PayPal Digital Inc. (a PayPal affiliate company), merchant tools, and emerging financial technologies (including Fastlane), with the exception of Excluded Services. It also includes all related websites, platforms, applications, and future innovations offered or supported by PayPal. Your use of Services includes interaction with our Sites. | |
± CHANGEDCryptocurrency services now explicitly covered by this policy The definition of 'Services' now names cryptocurrency services offered by PayPal Digital Inc., an affiliate, meaning your use of PayPal crypto features is governed by this Privacy Statement. | ||
| 282 | 283 | - **Sites** means the websites, mobile apps, official social network platforms, or other online properties through which PayPal offers the Services and which has posted or linked to this Privacy Statement. |
| 283 | 284 | - **Unbranded Payment Services** means when you are interacting with and making payments to Partners and Merchants using our card processing and/or ACH origination services that do not carry the PayPal brand or when you use our Braintree services. |
| 284 | 285 | - **Users** means other account holders and non-account holders of the PayPal Services. |
| 285 | 286 | |
| 286 | 287 | ## Our Contact Information |
| 287 | 288 | |
| 309 | 310 | • Call Xoom Customer Service at 1-877-815-1531; or |
| 310 | 311 | |
| 311 | 312 | • Visit our [**Help Center web portal**](https://help.xoom.com/s/contactsupport). |
| 312 | 313 | |
| 313 | 314 | Please see the table below for additional information relevant to your local country/region. You may lodge a complaint with the Supervisory Authority for data protection in your region if permitted under applicable law. |
| 314 | 315 | |
| 315 | <table><tbody><tr><td><strong>Country or Region</strong></td><td id="dpo"><strong>Data Protection Officer ("<strong>DPO</strong>"), and Contact Information</strong></td></tr><tr><td>Albania</td><td>PayPal (Europe) S.a.r.l. et Cie, S.C.A.<br>22-24 Boulevard Royal L-2449<br>Luxembourg<br>Contact <a href="https://www.paypal.com/al/smarthelp/contact-us/privacy" pa-marked="1" target="_blank"><strong>Online</strong></a> for Privacy queries</td></tr><tr><td>Argentina</td><td>PayPal Pte. Ltd.<br>5 Temasek Boulevard 09-01<br>Suntec Tower 5<br>Singapore 038985<br>Contact <a href="https://www.paypal.com/ar/smarthelp/contact-us/privacy" pa-marked="1" target="_blank"><strong>Online</strong></a> for Privacy queries</td></tr><tr><td>Australia</td><td>PayPal Australia Pty Ltd<br>ABN 93 111 195 389, AFSL 304962<br>GPO Box 351<br>Sydney NSW 2001<br>Contact <a href="https://www.paypal.com/au/smarthelp/contact-us/privacy" pa-marked="1" target="_blank"><strong>Online</strong></a> for Privacy queries</td></tr><tr><td>Brazil</td><td>PayPal do Brasil Instituição de Pagamento Ltda.<br>Attention: Legal Department Avenida Paulista, 1048<br>13th Floor, CEP 01310-100<br>Sio Paulo, SP - Brazil<br>Contact <a href="https://www.paypal.com/br/smarthelp/contact-us/privacy" pa-marked="1" target="_blank"><strong>Online</strong></a> for Privacy queries</td></tr><tr><td>Brunei</td><td>PayPal Pte. Ltd.<br>5 Temasek Boulevard 09-01, Suntec Tower 5<br>Singapore 038985<br>Contact <a href="https://www.paypal.com/sg/smarthelp/contact-us/privacy" pa-marked="1" target="_blank"><strong>Online</strong></a> for Privacy queries</td></tr><tr><td>Canada</td><td>PayPal Canada Co.<br>MaRS Centre<br>West Tower<br>661 University Avenue<br>Suite 506<br>Toronto, ON M5G<br>Contact <a href="https://www.paypal.com/ca/smarthelp/contact-us/privacy" pa-marked="1" target="_blank"><strong>Online</strong></a> for Privacy queries</td></tr><tr><td>EU</td><td>PayPal (Europe) S.a.r.l. et Cie, S.C.A.<br>22-24 Boulevard Royal L-2449, Luxembourg<br>Contact <a href="https://www.paypal.com/de/smarthelp/contact-us/privacy" pa-marked="1" target="_blank"><strong>Online</strong></a> for Privacy queries</td></tr><tr><td>Hong Kong</td><td>PayPal Pte. Ltd.<br>5 Temasek Boulevard 09-01<br>Suntec Tower 5<br>Singapore 038985<br>Contact <a href="https://www.paypal.com/hk/smarthelp/contact-us/privacy" pa-marked="1" target="_blank"><strong>Online</strong></a> for Privacy queries</td></tr><tr><td>India</td><td>PayPal Payments Private Limited<br>5 Temasek Boulevard 09-01<br>Suntec Tower 5<br>Singapore 038985<br>Contact <a href="https://www.paypal.com/in/smarthelp/contact-us/privacy" pa-marked="1" target="_blank"><strong>Online</strong></a> for Privacy queries</td></tr><tr><td>Israel</td><td>PayPal Israel Payment Services LTD<br>98 Yigal Alon St.,<br>Tel-Aviv, Israel 6789141<br>Contact <a href="https://www.paypal.com/il/smarthelp/contact-us/privacy" pa-marked="1" target="_blank"><strong>Online</strong></a> for Privacy queries</td></tr><tr><td>Japan</td><td>PayPal Pte. Ltd.<br>5 Temasek Boulevard 09-01<br>Suntec Tower 5<br>Singapore 038985<br>Contact <a href="https://www.paypal.com/jp/smarthelp/contact-us/privacy" pa-marked="1" target="_blank"><strong>Online</strong></a> for Privacy queries</td></tr><tr><td>South Korea</td><td>PayPal Pte. Ltd.<br>5 Temasek Boulevard 09-01<br>Suntec Tower 5<br>Singapore 038985<br>Contact <a href="https://www.paypal.com/kr/smarthelp/contact-us/privacy" pa-marked="1" target="_blank"><strong>Online</strong></a> for Privacy queries<br>Pursuant to the Personal Information Protection Act and the Network Act, the contact details of the domestic agent and Data Protection Office are as follows:<p>Name and representative: PayPal Korea Services LLC (representative: Mun Yat Wong)<br>Address, telephone and e-mail: Regus Samsungdong Limited (World Trade Center), 27th, 30th Floor, Trade Tower, 511 Young Dong Street, Gangnam-gu, Seoul, South Korea 06164, (+82) 02 737 5775, <a href="mailto: skrprivacy@paypal.com" pa-marked="1" target="_blank"><strong>skrprivacy@paypal.com</strong></a></p></td></tr><tr><td>Malaysia</td><td>PayPal Pte. Ltd.<br>5 Temasek Boulevard 09-01, Suntec Tower 5<br>Singapore 038985<br>Contact <a href="https://www.paypal.com/my/smarthelp/contact-us/privacy" pa-marked="1" target="_blank"><strong>Online</strong></a> for Privacy queries</td></tr><tr><td>Mexico</td><td>Operadora PayPal de México, S. de R.L. de C.V<br>Avenida General Mariano Escobedo 476, 14th Floor, Colonia Nueva Anzures, Miguel Hidalgo, Mexico City, Mexico 11590<br>Contact <a href="https://www.paypal.com/mx/smarthelp/contact-us/privacy" pa-marked="1" target="_blank"><strong>Online</strong></a> for Privacy queries</td></tr><tr><td>Norway</td><td>PayPal (Europe) S.a.r.l. et Cie, S.C.A.<br>22-24 Boulevard Royal L-2449, Luxembourg<br>Contact <a href="https://www.paypal.com/no/smarthelp/contact-us/privacy" pa-marked="1" target="_blank"><strong>Online</strong></a> for Privacy queries</td></tr><tr><td>Iceland</td><td>PayPal (Europe) S.a.r.l. et Cie, S.C.A.<br>22-24 Boulevard Royal L-2449, Luxembourg<br>Contact <a href="https://www.paypal.com/is/smarthelp/contact-us/privacy" pa-marked="1" target="_blank"><strong>Online</strong></a> for Privacy queries</td></tr><tr><td>Lichtenstein</td><td>PayPal (Europe) S.a.r.l. et Cie, S.C.A.<br>22-24 Boulevard Royal L-2449, Luxembourg<br>Contact <a href="https://www.paypal.com/li/smarthelp/contact-us/privacy" pa-marked="1" target="_blank"><strong>Online</strong></a> for Privacy queries</td></tr><tr><td>Philippines</td><td>PayPal Pte. Ltd.<br>5 Temasek Boulevard 09-01, Suntec Tower 5<br>Singapore 038985<br>Contact <a href="https://www.paypal.com/ph/smarthelp/contact-us/privacy" pa-marked="1" target="_blank"><strong>Online</strong></a> for Privacy queries</td></tr><tr><td>Russia</td><td>PayPal (Europe) S.a.r.l. et Cie, S.C.A.<br>22-24 Boulevard Royal L-2449, Luxembourg<br>Contact <a href="https://www.paypal.com/ru/smarthelp/contact-us/privacy" pa-marked="1" target="_blank"><strong>Online</strong></a> for Privacy queries</td></tr><tr><td>Singapore</td><td>PayPal Pte. Ltd.<br>5 Temasek Boulevard 09-01, Suntec Tower 5<br>Singapore 038985<br>Contact <a href="https://www.paypal.com/sg/smarthelp/contact-us/privacy" pa-marked="1" target="_blank"><strong>Online</strong></a> for Privacy queries</td></tr><tr><td>Sri Lanka</td><td>PayPal Pte. Ltd.<br>5 Temasek Boulevard 09-01, Suntec Tower 5<br>Singapore 038985<br>Contact <a href="https://www.paypal.com/lk/smarthelp/contact-us/privacy" pa-marked="1" target="_blank"><strong>Online</strong></a> for Privacy queries</td></tr><tr><td>Switzerland</td><td>PayPal Pte. Ltd.<br>5 Temasek Boulevard 09-01, Suntec Tower 5<br>Singapore 038985<br>Contact <a href="https://www.paypal.com/ch/cshelp/contact-us/privacy" pa-marked="1" target="_blank"><strong>Online</strong></a> for Privacy queries</td></tr><tr><td>Taiwan</td><td>PayPal Pte. Ltd.<br>5 Temasek Boulevard 09-01, Suntec Tower 5<br>Singapore 038985<br>Contact <a href="https://www.paypal.com/tw/smarthelp/contact-us/privacy" pa-marked="1" target="_blank"><strong>Online</strong></a> for Privacy queries</td></tr><tr><td>Thailand</td><td>Athenee Tower, 23F; 63 Wittayu Road; Lumpini, Pathumwan; Bangkok 10330, Thailand<br>Contact <a href="https://www.paypal.com/th/smarthelp/contact-us/privacy" pa-marked="1" target="_blank"><strong>Online</strong></a> for Privacy queries</td></tr><tr><td>UK</td><td>PayPal UK Ltd<br>5 Fleet Place<br>London, UK EC4M 7RD<br>Contact <a href="https://www.paypal.com/uk/smarthelp/contact-us/privacy" pa-marked="1" target="_blank"><strong>Online</strong></a> for Privacy queries</td></tr><tr><td>United Arab Emirates</td><td>PayPal Pte. Ltd.<br>5 Temasek Boulevard 09-01, Suntec Tower 5<br>Singapore 038985<br>Contact <a href="https://www.paypal.com/ae/smarthelp/contact-us/privacy" pa-marked="1" target="_blank"><strong>Online</strong></a> for Privacy queries</td></tr><tr><td><span id="usa;">United States</span></td><td>PayPal Inc.<br>2211 N. 1st St.,<br>San Jose, CA 95131<br>Contact <a href="https://www.paypal.com/us/smarthelp/contact-us/privacy" pa-marked="1" target="_blank"><strong>Online</strong></a> for Privacy queries</td></tr><tr><td>Vietnam</td><td>PayPal Pte. Ltd.<br>5 Temasek Boulevard 09-01, Suntec Tower 5<br>Singapore 038985<br>Contact <a href="https://www.paypal.com/vn/smarthelp/contact-us/privacy" pa-marked="1" target="_blank"><strong>Online</strong></a> for Privacy queries</td></tr></tbody></table> | |
| 316 | <table><tbody><tr><td><strong>Country or Region</strong></td><td id="dpo"><strong>Data Protection Officer ("<strong>DPO</strong>"), and Contact Information</strong></td></tr><tr><td>Albania</td><td>PayPal (Europe) S.a.r.l. et Cie, S.C.A.<br>22-24 Boulevard Royal L-2449<br>Luxembourg<br>Contact <a href="https://www.paypal.com/al/smarthelp/contact-us/privacy" pa-marked="1" target="_blank"><strong>Online</strong></a> for Privacy queries</td></tr><tr><td>Argentina</td><td>PayPal Pte. Ltd.<br>5 Temasek Boulevard 09-01<br>Suntec Tower 5<br>Singapore 038985<br>Contact <a href="https://www.paypal.com/ar/smarthelp/contact-us/privacy" pa-marked="1" target="_blank"><strong>Online</strong></a> for Privacy queries</td></tr><tr><td>Australia</td><td>PayPal Australia Pty Ltd<br>ABN 93 111 195 389, AFSL 304962<br>GPO Box 351<br>Sydney NSW 2001<br>Contact <a href="https://www.paypal.com/au/smarthelp/contact-us/privacy" pa-marked="1" target="_blank"><strong>Online</strong></a> for Privacy queries</td></tr><tr><td>Brazil</td><td>PayPal do Brasil Instituição de Pagamento Ltda.<br>Attention: Legal Department Avenida Paulista, 1048<br>13th Floor, CEP 01310-100<br>Sio Paulo, SP - Brazil<br>Contact <a href="https://www.paypal.com/br/smarthelp/contact-us/privacy" pa-marked="1" target="_blank"><strong>Online</strong></a> for Privacy queries</td></tr><tr><td>Brunei</td><td>PayPal Pte. Ltd.<br>5 Temasek Boulevard 09-01, Suntec Tower 5<br>Singapore 038985<br>Contact <a href="https://www.paypal.com/sg/smarthelp/contact-us/privacy" pa-marked="1" target="_blank"><strong>Online</strong></a> for Privacy queries</td></tr><tr><td>Canada</td><td>PayPal Canada Co.<br>MaRS Centre<br>West Tower<br>661 University Avenue<br>Suite 506<br>Toronto, ON M5G<br>Contact <a href="https://www.paypal.com/ca/smarthelp/contact-us/privacy" pa-marked="1" target="_blank"><strong>Online</strong></a> for Privacy queries</td></tr><tr><td>EU</td><td>PayPal (Europe) S.a.r.l. et Cie, S.C.A.<br>22-24 Boulevard Royal L-2449, Luxembourg<br>Contact <a href="https://www.paypal.com/de/smarthelp/contact-us/privacy" pa-marked="1" target="_blank"><strong>Online</strong></a> for Privacy queries</td></tr><tr><td>Hong Kong</td><td>PayPal Pte. Ltd.<br>5 Temasek Boulevard 09-01<br>Suntec Tower 5<br>Singapore 038985<br>Contact <a href="https://www.paypal.com/hk/smarthelp/contact-us/privacy" pa-marked="1" target="_blank"><strong>Online</strong></a> for Privacy queries</td></tr><tr><td>India</td><td>PayPal Payments Private Limited<br>5 Temasek Boulevard 09-01<br>Suntec Tower 5<br>Singapore 038985<br>Contact <a href="https://www.paypal.com/in/smarthelp/contact-us/privacy" pa-marked="1" target="_blank"><strong>Online</strong></a> for Privacy queries</td></tr><tr><td>Israel</td><td>PayPal Israel Payment Services LTD<br>98 Yigal Alon St.,<br>Tel-Aviv, Israel 6789141<br>Contact <a href="https://www.paypal.com/il/smarthelp/contact-us/privacy" pa-marked="1" target="_blank"><strong>Online</strong></a> for Privacy queries</td></tr><tr><td>Japan</td><td>PayPal Pte. Ltd.<br>5 Temasek Boulevard 09-01<br>Suntec Tower 5<br>Singapore 038985<br>Contact <a href="https://www.paypal.com/jp/smarthelp/contact-us/privacy" pa-marked="1" target="_blank"><strong>Online</strong></a> for Privacy queries</td></tr><tr><td>South Korea</td><td>PayPal Pte. Ltd.<br>5 Temasek Boulevard 09-01<br>Suntec Tower 5<br>Singapore 038985<br>Contact <a href="https://www.paypal.com/kr/smarthelp/contact-us/privacy" pa-marked="1" target="_blank"><strong>Online</strong></a> for Privacy queries<br>Pursuant to the Personal Information Protection Act and the Network Act, the contact details of the domestic agent and Data Protection Office are as follows:<p>Name and representative: PayPal Korea Services LLC (representative: Mun Yat Wong)<br>Address, telephone and e-mail: Regus Samsungdong Limited (World Trade Center), 27th, 30th Floor, Trade Tower, 511 Young Dong Street, Gangnam-gu, Seoul, South Korea 06164, (+82) 02 737 5775, <a href="mailto: skrprivacy@paypal.com" pa-marked="1" target="_blank"><strong>skrprivacy@paypal.com</strong></a></p></td></tr><tr><td>Malaysia</td><td>PayPal Pte. Ltd.<br>5 Temasek Boulevard 09-01, Suntec Tower 5<br>Singapore 038985<br>Contact <a href="https://www.paypal.com/my/smarthelp/contact-us/privacy" pa-marked="1" target="_blank"><strong>Online</strong></a> for Privacy queries</td></tr><tr><td>Mexico</td><td>Operadora PayPal de México, S. de R.L. de C.V<br>Boulevard Manuel Ávila Camacho 137, Piso 7, Polanco I Sección, Alcaldía Miguel Hidalgo, C.P. 11550, Ciudad de México, México<br>Contact <a href="https://www.paypal.com/mx/smarthelp/contact-us/privacy" pa-marked="1" target="_blank"><strong>Online</strong></a> for Privacy queries</td></tr><tr><td>Norway</td><td>PayPal (Europe) S.a.r.l. et Cie, S.C.A.<br>22-24 Boulevard Royal L-2449, Luxembourg<br>Contact <a href="https://www.paypal.com/no/smarthelp/contact-us/privacy" pa-marked="1" target="_blank"><strong>Online</strong></a> for Privacy queries</td></tr><tr><td>Iceland</td><td>PayPal (Europe) S.a.r.l. et Cie, S.C.A.<br>22-24 Boulevard Royal L-2449, Luxembourg<br>Contact <a href="https://www.paypal.com/is/smarthelp/contact-us/privacy" pa-marked="1" target="_blank"><strong>Online</strong></a> for Privacy queries</td></tr><tr><td>Lichtenstein</td><td>PayPal (Europe) S.a.r.l. et Cie, S.C.A.<br>22-24 Boulevard Royal L-2449, Luxembourg<br>Contact <a href="https://www.paypal.com/li/smarthelp/contact-us/privacy" pa-marked="1" target="_blank"><strong>Online</strong></a> for Privacy queries</td></tr><tr><td>Philippines</td><td>PayPal Pte. Ltd.<br>5 Temasek Boulevard 09-01, Suntec Tower 5<br>Singapore 038985<br>Contact <a href="https://www.paypal.com/ph/smarthelp/contact-us/privacy" pa-marked="1" target="_blank"><strong>Online</strong></a> for Privacy queries</td></tr><tr><td>Russia</td><td>PayPal (Europe) S.a.r.l. et Cie, S.C.A.<br>22-24 Boulevard Royal L-2449, Luxembourg<br>Contact <a href="https://www.paypal.com/ru/smarthelp/contact-us/privacy" pa-marked="1" target="_blank"><strong>Online</strong></a> for Privacy queries</td></tr><tr><td>Singapore</td><td>PayPal Pte. Ltd.<br>5 Temasek Boulevard 09-01, Suntec Tower 5<br>Singapore 038985<br>Contact <a href="https://www.paypal.com/sg/smarthelp/contact-us/privacy" pa-marked="1" target="_blank"><strong>Online</strong></a> for Privacy queries</td></tr><tr><td>Sri Lanka</td><td>PayPal Pte. Ltd.<br>5 Temasek Boulevard 09-01, Suntec Tower 5<br>Singapore 038985<br>Contact <a href="https://www.paypal.com/lk/smarthelp/contact-us/privacy" pa-marked="1" target="_blank"><strong>Online</strong></a> for Privacy queries</td></tr><tr><td>Switzerland</td><td>PayPal Pte. Ltd.<br>5 Temasek Boulevard 09-01, Suntec Tower 5<br>Singapore 038985<br>Contact <a href="https://www.paypal.com/ch/cshelp/contact-us/privacy" pa-marked="1" target="_blank"><strong>Online</strong></a> for Privacy queries</td></tr><tr><td>Taiwan</td><td>PayPal Pte. Ltd.<br>5 Temasek Boulevard 09-01, Suntec Tower 5<br>Singapore 038985<br>Contact <a href="https://www.paypal.com/tw/smarthelp/contact-us/privacy" pa-marked="1" target="_blank"><strong>Online</strong></a> for Privacy queries</td></tr><tr><td>Thailand</td><td>Athenee Tower, 23F; 63 Wittayu Road; Lumpini, Pathumwan; Bangkok 10330, Thailand<br>Contact <a href="https://www.paypal.com/th/smarthelp/contact-us/privacy" pa-marked="1" target="_blank"><strong>Online</strong></a> for Privacy queries</td></tr><tr><td>UK</td><td>PayPal UK Ltd<br>5 Fleet Place<br>London, UK EC4M 7RD<br>Contact <a href="https://www.paypal.com/uk/smarthelp/contact-us/privacy" pa-marked="1" target="_blank"><strong>Online</strong></a> for Privacy queries</td></tr><tr><td>United Arab Emirates</td><td>PayPal Pte. Ltd.<br>5 Temasek Boulevard 09-01, Suntec Tower 5<br>Singapore 038985<br>Contact <a href="https://www.paypal.com/ae/smarthelp/contact-us/privacy" pa-marked="1" target="_blank"><strong>Online</strong></a> for Privacy queries</td></tr><tr><td><span id="usa;">United States</span></td><td>PayPal Inc.<br>2211 N. 1st St.,<br>San Jose, CA 95131<br>Contact <a href="https://www.paypal.com/us/smarthelp/contact-us/privacy" pa-marked="1" target="_blank"><strong>Online</strong></a> for Privacy queries</td></tr><tr><td>Vietnam</td><td>PayPal Pte. Ltd.<br>5 Temasek Boulevard 09-01, Suntec Tower 5<br>Singapore 038985<br>Contact <a href="https://www.paypal.com/vn/smarthelp/contact-us/privacy" pa-marked="1" target="_blank"><strong>Online</strong></a> for Privacy queries</td></tr></tbody></table> | |
| 316 | 317 | |
| 317 | 318 | ## Disclosures for Individuals in the United States |
| 318 | 319 | |
| 319 | 320 | This section contains additional disclosures for individuals in the United States and supplements PayPal's Privacy Statement above. |
| 320 | 321 | |
| 321 | 322 | ## Summary of Personal Information Collected and Disclosed in the Prior 12 Months, Including under the California Consumer Privacy Act, as amended by the California Privacy Rights Act ("CCPA") |
| 333 | 334 | PayPal provides its [**metrics**](https://www.paypal.com/us/legalhub/paypal/ca-privacy-rights-full) required under the CCPA relating to how it handled privacy rights requests. |
| 334 | 335 | |
| 335 | 336 | ## Notice for Consumers of Financial Products and Services |
| 336 | 337 | |
| 337 | 338 | The following Notice for Consumers of Financial Products and Services does not apply to Unbranded Payment Services. Please note, the definition of "personal information" for this portion of the Privacy Statement has the meaning given to it by the Gramm-Leach-Bliley Act. |
| 338 | 339 | |
| 339 | <table><tbody><tr><td>Rev. November 17, 2025</td><td></td></tr><tr><td><strong>FACTS</strong></td><td><span><strong>WHAT DOES PAYPAL DO WITH YOUR PERSONAL INFORMATION?</strong></span></td></tr><tr><td><strong>Why?</strong></td><td>Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.</td></tr><tr><td><strong>What?</strong></td><td><p>The types of personal information we collect and share depend on the product or service you have with us. This information can include:</p><ul><li>Social Security number and account balances</li><li>Payment history or transaction history</li><li>Credit history or credit scores</li></ul><p>When you are <em>no longer</em> our customer, we continue to share your information as described in this notice.</p></td></tr><tr><td><strong>How?</strong></td><td>All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons PayPal chooses to share; and whether you can limit this sharing.</td></tr></tbody></table> | |
| 340 | <table><tbody><tr><td>Rev. September 28, 2026</td><td></td></tr><tr><td><strong>FACTS</strong></td><td><span><strong>WHAT DOES PAYPAL DO WITH YOUR PERSONAL INFORMATION?</strong></span></td></tr><tr><td><strong>Why?</strong></td><td>Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.</td></tr><tr><td><strong>What?</strong></td><td><p>The types of personal information we collect and share depend on the product or service you have with us. This information can include:</p><ul><li>Social Security number and account balances</li><li>Payment history or transaction history</li><li>Credit history or credit scores</li></ul><p>When you are <em>no longer</em> our customer, we continue to share your information as described in this notice.</p></td></tr><tr><td><strong>How?</strong></td><td>All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons PayPal chooses to share; and whether you can limit this sharing.</td></tr></tbody></table> | |
| 340 | 341 | |
| 341 | <table><tbody><tr><td><strong>Reasons we can share your personal information</strong></td><td><strong>Does PayPal share?</strong></td><td><strong>Can you limit this sharing?</strong></td></tr><tr><td><strong>For our everyday business purposes -</strong><br>such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus</td><td>Yes</td><td>No</td></tr><tr><td><strong>For </strong><strong>our marketing purposes -</strong><br>to offer our products and services to you</td><td>Yes</td><td>No</td></tr><tr><td><strong>For joint marketing with other financial companies</strong></td><td>Yes</td><td>No</td></tr><tr><td><strong>For our affiliates' everyday business purposes -</strong><br>information about your transactions and experiences</td><td>Yes</td><td>No</td></tr><tr><td><strong>For our affiliates' everyday business purposes -</strong><br>information about your creditworthiness</td><td>Yes</td><td>Yes</td></tr><tr><td><strong>For our affiliates to market to you</strong></td><td>Yes</td><td>Yes</td></tr><tr><td><strong>For our nonaffiliates to market to you</strong></td><td>Yes</td><td>Yes</td></tr></tbody></table> | |
| 342 | <table><tbody><tr><td><strong>Reasons we can share your personal information</strong></td><td><strong>Does PayPal share?</strong></td><td><strong>Can you limit this sharing?</strong></td></tr><tr><td><strong>For our everyday business purposes -</strong><br>such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus</td><td>Yes</td><td>No</td></tr><tr><td><strong>For </strong><strong>our marketing purposes -</strong><br>to offer our products and services to you</td><td>Yes</td><td>No</td></tr><tr><td><strong>For joint marketing with other financial companies</strong></td><td>Yes</td><td>No</td></tr><tr><td><strong>For our affiliates' everyday business purposes -</strong><br>information about your transactions and experiences</td><td>Yes</td><td>No</td></tr><tr><td><strong>For our affiliates' everyday business purposes -</strong><br>information about your creditworthiness</td><td>No</td><td>We don't share</td></tr><tr><td><strong>For our affiliates to market to you</strong></td><td>No</td><td>We don't share</td></tr><tr><td><strong>For our nonaffiliates to market to you</strong></td><td>Yes</td><td>Yes</td></tr></tbody></table> | |
| 342 | 343 | |
| 343 | 344 | <table><tbody><tr><td colspan="2"><strong>To limit our sharing</strong></td></tr><tr><td><strong>To limit our sharing</strong></td><td><ul><li>You may limit certain sharing by logging into you PayPal Account and editing your preferences in the Data and Privacy setting.</li><li>Call 1-888-221-1161 to limit all sharing where permitted.</li></ul><p>Please note:<br>If you are a <em>new </em>customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.</p><p>However, you can contact us at any time to limit our sharing.</p></td></tr><tr><td><strong>Questions?</strong></td><td>Call our customer service at 1-888-221-1161 or visit us at <a href="https://www.paypal.com/smarthelp/contact-us/privacy" pa-marked="1" target="_blank"><strong>/smarthelp/contact-us/privacy</strong></a>.</td></tr></tbody></table> |
| 344 | 345 | |
| 345 | 346 | <table><tbody><tr><td colspan="2"><strong>Who we are</strong></td></tr><tr><td><strong>Who is providing this notice?</strong></td><td>This privacy notice is provided by PayPal, Inc. and is applicable to your personal PayPal and Xoom accounts, and Fastlane profile.</td></tr><tr><td colspan="2">What we do</td></tr><tr><td><strong>How does PayPal protect my personal information?</strong></td><td>To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.</td></tr><tr><td><strong>How does PayPal collect my personal information?</strong></td><td><p>We collect your personal information, for example, when you</p><ul><li>open an account or provide account information</li><li>use your credit or debit card or give us your contact information</li><li>use your PayPal, and/or Xoom account to tell us who receives the money</li><li>use your PayPal, and/or Xoom account to tell us where to send the money</li></ul><p>We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.</p></td></tr><tr><td><strong>Why can't I limit all sharing?</strong></td><td><p>Federal law gives you the right to limit only</p><ul><li>sharing information about your creditworthiness for affiliates' everyday business purposes</li><li>affiliates from using your information to market to you</li><li>sharing for nonaffiliates to market to you</li><li>State laws and individual companies may give you additional rights to limit sharing. See below for more information on your rights under state law.</li></ul></td></tr><tr><td colspan="2"><strong>Definitions</strong></td></tr><tr><td><strong>Affiliates</strong></td><td><p>Companies related by common ownership or control. They can be financial and nonfinancial companies.</p><ul><li>Our affiliates include Bill Me Later, Inc.</li></ul></td></tr><tr><td><strong>Nonaffiliates</strong></td><td><p>Companies not related by common ownership or control. They can be financial and nonfinancial companies.</p><ul><li>Nonaffiliates with which we share personal information include service providers that perform services or functions on our behalf.</li></ul></td></tr><tr><td><strong>Joint Marketing</strong></td><td>A formal agreement between nonaffiliated financial companies that together market financial products or services to you.<br>Our joint marketing partners include financial companies and banks.</td></tr><tr><td colspan="2"><strong>Other important information</strong></td></tr><tr><td colspan="2">We may transfer Personal Information to other countries, for example, for customer service or to process transactions.<p>If you are an existing PayPal customer who had a PayPal account before November 27, 2024, we only share personal information collected after November 27, 2024, unless you opt-out. We may share information from earlier in your account, which allows for even better personalization, if you affirmatively consent by editing your preferences in your Data and Privacy settings.</p><p>If you are a customer who opened a PayPal account after November 27, 2024, we can begin sharing information associated with your account. When you are no longer our customer, we continue to share your information as described in this notice.</p><u>Other Privacy Rights:</u> Please see our general <a href="https://www.paypal.com/legalhub/privacy-full" pa-marked="1" target="_blank"><strong>Privacy Statement</strong></a> to learn more about our Personal Information handling practices and other rights you may have under privacy laws for Personal Information that is not covered by the Gramm-Leach-Bliley Act. In addition, please see our <a href="https://www.paypal.com/us/legalhub/privacy-states?locale.x=en_US" pa-marked="1" target="_blank"><strong>California, North Dakota, and Vermont Supplemental Financial Privacy Notice</strong></a> for more information about state financial privacy laws. Contact us if you have questions about our Privacy Statement, this consumer notice, or your Personal Information.<u>California:</u> If your PayPal or Xoom account or Fastlane profile has a California mailing address, we will not share Personal Information we collect about you except to the extent permitted under California law, including for example, with your consent or to service your account. We will limit sharing among our companies to the extent required by California law.<p>To talk about your PayPal account, call PayPal Customer Service at 1-888-221-1161 or visit our <a href="https://www.paypal.com/smarthelp/contact-us/privacy" pa-marked="1" target="_blank"><strong>Customer Service web portal</strong></a>. To talk about your Xoom account, call Xoom Customer Service at 1-877-815-1531 or visit our <a href="https://help.xoom.com/s/contactsupport?language=en_US" pa-marked="1" target="_blank"><strong>Help Center web portal</strong></a>. To talk about your Fastlane profile, call PayPal Customer Service at 1-844-705-3555 or visit your <a href="https://connect.paypal.com/help/support" pa-marked="1" target="_blank"><strong>Fastlane profile management portal</strong></a>.</p><u>Vermont:</u> If your PayPal, Xoom account or Fastlane profile has a Vermont mailing address, we will not disclose information about your creditworthiness to our affiliates and will not disclose your Personal Information, financial information, credit report, or health information to nonaffiliated third parties to market to you, other than as permitted by Vermont law, unless you authorize us to make those disclosures. Additional information concerning our privacy policies can be found at <a href="https://www.paypal.com/smarthelp/contact-us/privacy" pa-marked="1" target="_blank"><strong>Customer Service web portal</strong></a> or call 1-888-221-1161.<u>Nevada:</u> If your PayPal, Xoom account or Fastlane profile has a Nevada mailing address, we are providing this notice pursuant to Nevada law. If you prefer not to receive marketing calls from PayPal, you may be placed on our internal Do Not Call List by calling 1-888-221-1161 or going to <a href="https://www.paypal.com/smarthelp/home" pa-marked="1" target="_blank"><strong>/smarthelp/home</strong></a>. For more information, you can contact PayPal at 12312 Port Grace Blvd, La Vista, NE 68128 or you can contact the Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; telephone number: 1-702-486-3132; email: <a href="mailto: Aginfo@ag.nv.gov" pa-marked="1" target="_blank"><strong>Aginfo@ag.nv.gov</strong></a>.</td></tr></tbody></table> |
| 346 | 347 | |
| 347 | 348 | ## Disclosures for Individuals in the United Kingdom ("UK") and European Economic Area ("EEA") |
| 351 | 352 | ## Data Controller |
| 352 | 353 | |
| 353 | 354 | The data controller of your Personal Information is the PayPal entity established in the country or jurisdiction where you reside, which can be found in [**Our Contact Information**](). |
| 354 | 355 | |
| 355 | 356 | ## Our Lawful Basis for Processing Personal Information |
| 356 | 357 | |
| 357 | <table><tbody><tr><td><strong>We may process your Personal Information in accordance with the lawful bases below under the General Data Protection Regulation</strong></td><td><strong>Types of Data</strong></td><td><strong>Lawful basis and special condition for processing (if relevant)</strong></td></tr><tr><td><p><strong>These processing purposes include:</strong></p><ul><li>to provide our Services, to fulfil relevant agreements with you and to otherwise administer our business relationship with you;</li><li>to administer your payment for products and the customer relationship;</li><li>to assess your creditworthiness in connection with your application, confirm your identity and your contact information, and protect you and others from fraud;</li><li>to confirm your identity, also through the use of electronic signature, and verify your personal and contact details;</li><li>to prove that transactions have been executed;</li><li>to establish, exercise or defend a legal claim or collection procedure;</li><li>to comply with internal procedures;</li><li>to assess which payment options and services to offer you, for example by carrying out internal and external credit assessments;</li><li>for customer analysis, to administer our Services, and for internal operations, for example troubleshooting, data analysis, testing, research and statistical purposes;</li><li>to communicate with you in relation to our Services;</li><li>to promote the security of the Services;</li><li>to comply with applicable laws, such as AML and bookkeeping laws and rules issued by our designated banks and relevant card networks;</li><li>specifically for Visa+, we will receive the recipient's name and payment information from Visa and third-party Visa+ participating digital wallets for the purpose of processing and matching Visa+ payment transactions between participating digital wallets and PayPal;</li><li>For Fastlane users, we may recognize you as a Fastlane user when you shop on participating Partner and Merchant sites, and we may prompt you to engage in participating Partner or Merchant interactions, such as registering for a store or loyalty account using your Fastlane profile. We will also use your Personal Information and payment method details to determine whether the payment you are making with a participating Partner or Merchant is authorized by you and likely to be successfully authorized by the payment method you choose to use when you make a purchase using details from your Fastlane profile; and</li><li>provide receipts in connection with PayPal Point of Sale services. For buyers using our PayPal Point of Sale services (including Venmo Tap to Pay), you may choose to provide us your contact details so that we can send you digital receipts. If you provide your e-mail address or mobile number to a Partner or Merchant who uses PayPal Point of Sale, we may remember your details for the next time you buy something from a Merchant who uses PayPal Point of Sale in its physical store, if you use the same payment card. This is regardless of whether you have previously bought something from this Merchant or not. This means that your e-mail address or mobile number will be pre-filled in the receipt view for your convenience the next time you buy something from a Merchant who uses PayPal Point of Sale in its physical store.</li></ul></td><td><p><strong>Necessary categories of Personal Information include:</strong></p><ul><li>Registration and contact information;</li><li>Identification and signature information;</li><li>Payment information;</li><li>Information related to legal requirements;</li><li>Information you provide when you contact us;</li><li>Transaction information;</li><li>Package tracking;</li><li>Service-specific;</li><li>Personal Information;</li><li>Information from CRAs and financial institutions;</li><li>Information from your connected financial accounts;</li><li>Information from your use of the Services;</li><li>Technical usage data;</li><li>Device information; and</li><li>Location data.</li></ul></td><td>We collect these categories of Personal Information because we consider them <strong>necessary to fulfil our pre-contractual and contractual obligations</strong> to you and without which you will not be able to use the Services.</td></tr><tr><td><p><strong>These processing purposes include:</strong></p><ul><li>to ensure that content is presented in the most effective way for you and your device;</li><li>to prevent misuse of our Services as part of our efforts to keep our platform safe and secure;</li><li>to determine your eligibility for and to communicate with you about Services for which you may qualify or that may be of interest to you, for example by carrying out internal credit assessments;</li><li>to carry out risk analysis, fraud prevention and risk management (e.g., through Automated Decision Making and AI);</li><li>to manage and improve our Services and for general business development purposes, for example improving risk models to minimize fraud, develop new products and features, for internal operations (e.g., for troubleshooting), data analysis, testing, research, statistical purposes, and explore new business opportunities;</li><li>to keep your account and financial information up to date;</li><li>for marketing, product and customer analysis, including where we partner with others to offer similar services to market about our Partners and testing, for example to improve our product range and optimize our customer offerings;</li><li>to comply with applicable laws, such as AML, bookkeeping laws, regulatory capital adequacy requirements, and rules issued by our designated banks and relevant card networks. For example, when we process Personal Information for KYC requirements, to prevent, detect and investigate money laundering, terrorist financing and fraud. We also carry out sanction screening, report to tax authorities, police enforcement authorities, enforcement authorities, supervisory authorities where we are not compelled by applicable laws but where we have a good faith belief that sharing the information is necessary to comply with applicable law;</li><li>to facilitate your participation in competitions, offerings, and events;</li><li>to conduct financial risk management obligations, such as credit performance and quality, assess product suitability, check your identity, trace and recover debts, and prevent criminal activity, insurance risks and compliance with capital adequacy requirements under applicable law;</li><li>to process information about your contacts to make it easy for you to find and connect them and improve payment accuracy.<strong> By providing us with information about your contacts you certify that you have permission to provide that information to PayPal for the purposes described in this Privacy Statement</strong>;</li><li>to provide you with information, news, and marketing about our Services, including rewards or ads from us or where we partner with others to offer similar services;</li><li>to associate information about you to identify your use of Services without a PayPal account (e.g., Pay without a PayPal account) or Unbranded Payment Services (e.g., Braintree) and to associate such transactions with your account, if you have one or later establish an account;</li><li>to remember your preferences for the next time you use the Services, such as which of your payment methods you prefer or whether you choose to receive digital receipts via email or text when you checkout; and</li><li>we will use precise geolocation to enhance the security of the Sites and Services. We collect precise geolocation data from Users while they are logged into their financial account.</li></ul></td><td><p><strong>Necessary categories of Personal Information include:</strong></p><ul><li>Registration and contact information;</li><li>Identification and signature information;</li><li>Payment information;</li><li>Information related to legal requirements;</li><li>Information you provide when you contact us including information related to your vulnerability;</li><li>Transaction information;</li><li>Package tracking;</li><li>Service-specific Personal Information;</li><li>Information from CRAs and financial institutions;</li><li>Information from your connected financial accounts;</li><li>Information from your use of the Services;</li><li>Technical usage data;</li><li>Device information; and<br>Location data.</li></ul></td><td>We have a legitimate interest in ensuring that PayPal remains a secure financial service and continuing to offer services that are innovative and of interest to you as well as to optimize our sales efforts by tailoring our services to your interests including ads and offers you may be shown. <strong>We do this where our legitimate interests are not overridden by the interests or fundamental rights and freedoms of the data subject.</strong></td></tr><tr><td><p><strong>These processing purposes include:</strong></p><ul><li>to provide our Services and products;</li><li>to verify your identity, also for signature purposes, and verify your personal and contact details;</li><li>to establish, exercise or defend a legal claim or collection procedure;</li><li>to prevent misuse of our Services as part of our efforts to keep our platform safe and secure;</li><li>to carry out risk analysis, fraud prevention and risk management (e.g., through Automated Decision Making and AI); and</li><li>to comply with applicable laws, such as AML and bookkeeping laws and regulatory capital adequacy requirements and rules issued by our designated banks and relevant card networks. For example, when we process Personal Information for KYC requirements, to prevent, detect and investigate money laundering, terrorist financing and fraud. We also carry out sanction screening, and report to tax authorities, police enforcement authorities, enforcement authorities, and supervisory authorities.</li></ul></td><td><p><strong>Necessary categories of Personal Information include:</strong></p><ul><li>Registration and contact information;</li><li>Identification and signature information;</li><li>Payment information;</li><li>Information related to legal requirements;</li><li>Information you provide when you contact us;</li><li>Transaction information;</li><li>Package tracking;</li><li>Service-specific Personal Information;</li><li>Information from CRAs and financial institutions;</li><li>Information from your connected financial accounts;</li><li>Information from your use of the Services;</li><li>Technical usage data;</li><li>Device information; and</li><li>Location data.</li></ul></td><td>We have a legal obligation under applicable laws to conduct certain processing activities. <strong>We do this where it is necessary to comply with applicable laws.</strong></td></tr><tr><td><p><strong>These processing purposes include:</strong></p><ul><li>participate in certain features that while not necessary for use of the Services may be of interest to you, such as syncing your contact list to your account;</li><li>providing biometric data for identification purposes;</li><li>certain targeted advertising;</li><li>linking your email account for package tracking;</li><li>linking any non-financial or financial accounts, such as social network accounts, mail accounts, or bank, card, or investment accounts you agree to link to facilitate payments or for other purposes for which you agree to link such external account; or</li><li>Connecting to a third party platform or third party wallet; and</li><li>if you agree to let us track your precise geolocation, we can customize our Services by using the right language and personalizing content such as providing location-based options, functionality or offers, ads and search results. Even if you don't allow us to track your precise location, we may still use your address to send you location-based options recommended by businesses that are near your address.</li></ul></td><td><p><strong>Necessary categories of Personal Information include:</strong></p><ul><li>Registration and contact information;</li><li>Identification and signature information;</li><li>Biometric data;</li><li>Information from your use of the Services;</li><li>Technical usage data;</li><li>Device information; and</li><li>Location data.</li></ul></td><td>Except as otherwise described above, we rely on your <strong>explicit and voluntary consent.</strong></td></tr></tbody></table> | |
| 358 | <table><tbody><tr><td><strong>We may process your Personal Information in accordance with the lawful bases below under the General Data Protection Regulation</strong></td><td><strong>Types of Data</strong></td><td><strong>Lawful basis and special condition for processing (if relevant)</strong></td></tr><tr><td><p><strong>These processing purposes include:</strong></p><ul><li>to provide our Services, to fulfil relevant agreements with you and to otherwise administer our business relationship with you;</li><li>to administer your payment for products and the customer relationship;</li><li>to assess your creditworthiness in connection with your application, confirm your identity and your contact information, and protect you and others from fraud;</li><li>to confirm your identity, also through the use of electronic signature, and verify your personal and contact details;</li><li>to prove that transactions have been executed;</li><li>to establish, exercise or defend a legal claim or collection procedure;</li><li>to comply with internal procedures;</li><li>to assess which payment options and services to offer you, for example by carrying out internal and external credit assessments;</li><li>for customer analysis, to administer our Services, and for internal operations, for example troubleshooting, data analysis, testing, research and statistical purposes;</li><li>to communicate with you in relation to our Services;</li><li>to promote the security of the Services;</li><li>to comply with applicable laws, such as AML and bookkeeping laws and rules issued by our designated banks and relevant card networks;</li><li>specifically for Visa+, we will receive the recipient's name and payment information from Visa and third-party Visa+ participating digital wallets for the purpose of processing and matching Visa+ payment transactions between participating digital wallets and PayPal;</li><li>We will use information from third parties, including third-party wallets, payment networks, and processors, to process PayPal World transactions.</li><li>For Fastlane users, we may recognize you as a Fastlane user when you shop on participating Partner and Merchant sites, and we may prompt you to engage in participating Partner or Merchant interactions, such as registering for a store or loyalty account using your Fastlane profile. We will also use your Personal Information and payment method details to determine whether the payment you are making with a participating Partner or Merchant is authorized by you and likely to be successfully authorized by the payment method you choose to use when you make a purchase using details from your Fastlane profile; and</li><li>provide receipts in connection with PayPal Point of Sale services. For buyers using our PayPal Point of Sale services (including Venmo Tap to Pay), you may choose to provide us your contact details so that we can send you digital receipts. If you provide your e-mail address or mobile number to a Partner or Merchant who uses PayPal Point of Sale, we may remember your details for the next time you buy something from a Merchant who uses PayPal Point of Sale in its physical store, if you use the same payment card. This is regardless of whether you have previously bought something from this Merchant or not. This means that your e-mail address or mobile number will be pre-filled in the receipt view for your convenience the next time you buy something from a Merchant who uses PayPal Point of Sale in its physical store.</li></ul></td><td><p><strong>Necessary categories of Personal Information include:</strong></p><ul><li>Registration and contact information;</li><li>Identification and signature information;</li><li>Payment information;</li><li>Information related to legal requirements;</li><li>Information you provide when you contact us;</li><li>Transaction information;</li><li>Package tracking;</li><li>Service-specific;</li><li>Personal Information;</li><li>Information from CRAs and financial institutions;</li><li>Information from your connected financial accounts;</li><li>Information from your use of the Services;</li><li>Technical usage data;</li><li>Device information; and</li><li>Location data.</li></ul></td><td>We collect these categories of Personal Information because we consider them <strong>necessary to fulfil our pre-contractual and contractual obligations</strong> to you and without which you will not be able to use the Services.</td></tr><tr><td><p><strong>These processing purposes include:</strong></p><ul><li>to ensure that content is presented in the most effective way for you and your device;</li><li>to prevent misuse of our Services as part of our efforts to keep our platform safe and secure;</li><li>to determine your eligibility for and to communicate with you about Services for which you may qualify or that may be of interest to you, for example by carrying out internal credit assessments;</li><li>to carry out risk analysis, fraud prevention and risk management (e.g., through Automated Decision Making and AI);</li><li>to manage and improve our Services and for general business development purposes, for example improving risk models to minimize fraud, develop new products and features, for internal operations (e.g., for troubleshooting), data analysis, testing, research, statistical purposes, and explore new business opportunities;</li><li>to keep your account and financial information up to date;</li><li>for marketing, product and customer analysis, including where we partner with others to offer similar services to market about our Partners and testing, for example to improve our product range and optimize our customer offerings;</li><li>to comply with applicable laws, such as AML, bookkeeping laws, regulatory capital adequacy requirements, and rules issued by our designated banks and relevant card networks. For example, when we process Personal Information for KYC requirements, to prevent, detect and investigate money laundering, terrorist financing and fraud. We also carry out sanction screening, report to tax authorities, police enforcement authorities, enforcement authorities, supervisory authorities where we are not compelled by applicable laws but where we have a good faith belief that sharing the information is necessary to comply with applicable law;</li><li>to facilitate your participation in competitions, offerings, and events;</li><li>to conduct financial risk management obligations, such as credit performance and quality, assess product suitability, check your identity, trace and recover debts, and prevent criminal activity, insurance risks and compliance with capital adequacy requirements under applicable law;</li><li>to process information about your contacts to make it easy for you to find and connect them and improve payment accuracy.<strong> By providing us with information about your contacts you certify that you have permission to provide that information to PayPal for the purposes described in this Privacy Statement</strong>;</li><li>to provide you with information, news, and marketing about our Services, including rewards or ads from us or where we partner with others to offer similar services;</li><li>to associate information about you to identify your use of Services without a PayPal account (e.g., Pay without a PayPal account) or Unbranded Payment Services (e.g., Braintree) and to associate such transactions with your account, if you have one or later establish an account;</li><li>to remember your preferences for the next time you use the Services, such as which of your payment methods you prefer or whether you choose to receive digital receipts via email or text when you checkout; and</li><li>we will use precise geolocation to enhance the security of the Sites and Services. We collect precise geolocation data from Users while they are logged into their financial account.</li></ul></td><td><p><strong>Necessary categories of Personal Information include:</strong></p><ul><li>Registration and contact information;</li><li>Identification and signature information;</li><li>Payment information;</li><li>Information related to legal requirements;</li><li>Information you provide when you contact us including information related to your vulnerability;</li><li>Transaction information;</li><li>Package tracking;</li><li>Service-specific Personal Information;</li><li>Information from CRAs and financial institutions;</li><li>Information from your connected financial accounts;</li><li>Information from your use of the Services;</li><li>Technical usage data;</li><li>Device information; and<br>Location data.</li></ul></td><td>We have a legitimate interest in ensuring that PayPal remains a secure financial service and continuing to offer services that are innovative and of interest to you as well as to optimize our sales efforts by tailoring our services to your interests including ads and offers you may be shown. <strong>We do this where our legitimate interests are not overridden by the interests or fundamental rights and freedoms of the data subject.</strong></td></tr><tr><td><p><strong>These processing purposes include:</strong></p><ul><li>to provide our Services and products;</li><li>to verify your identity, also for signature purposes, and verify your personal and contact details;</li><li>to establish, exercise or defend a legal claim or collection procedure;</li><li>to prevent misuse of our Services as part of our efforts to keep our platform safe and secure;</li><li>to carry out risk analysis, fraud prevention and risk management (e.g., through Automated Decision Making and AI); and</li><li>to comply with applicable laws, such as AML and bookkeeping laws and regulatory capital adequacy requirements and rules issued by our designated banks and relevant card networks. For example, when we process Personal Information for KYC requirements, to prevent, detect and investigate money laundering, terrorist financing and fraud. We also carry out sanction screening, and report to tax authorities, police enforcement authorities, enforcement authorities, and supervisory authorities.</li></ul></td><td><p><strong>Necessary categories of Personal Information include:</strong></p><ul><li>Registration and contact information;</li><li>Identification and signature information;</li><li>Payment information;</li><li>Information related to legal requirements;</li><li>Information you provide when you contact us;</li><li>Transaction information;</li><li>Package tracking;</li><li>Service-specific Personal Information;</li><li>Information from CRAs and financial institutions;</li><li>Information from your connected financial accounts;</li><li>Information from your use of the Services;</li><li>Technical usage data;</li><li>Device information; and</li><li>Location data.</li></ul></td><td>We have a legal obligation under applicable laws to conduct certain processing activities. <strong>We do this where it is necessary to comply with applicable laws.</strong></td></tr><tr><td><p><strong>These processing purposes include:</strong></p><ul><li>participate in certain features that while not necessary for use of the Services may be of interest to you, such as syncing your contact list to your account;</li><li>providing biometric data for identification purposes;</li><li>certain targeted advertising;</li><li>linking your email account for package tracking;</li><li>linking any non-financial or financial accounts, such as social network accounts, mail accounts, or bank, card, or investment accounts you agree to link to facilitate payments or for other purposes for which you agree to link such external account; or</li><li>Connecting to a third party platform or third party wallet; and</li><li>if you agree to let us track your precise geolocation, we can customize our Services by using the right language and personalizing content such as providing location-based options, functionality or offers, ads and search results. Even if you don't allow us to track your precise location, we may still use your address to send you location-based options recommended by businesses that are near your address.</li></ul></td><td><p><strong>Necessary categories of Personal Information include:</strong></p><ul><li>Registration and contact information;</li><li>Identification and signature information;</li><li>Biometric data;</li><li>Information from your use of the Services;</li><li>Technical usage data;</li><li>Device information; and</li><li>Location data.</li></ul></td><td>Except as otherwise described above, we rely on your <strong>explicit and voluntary consent.</strong></td></tr></tbody></table> | |
| 358 | 359 | |
| 359 | 360 | ## International Transfers of Personal Information |
| 360 | 361 | |
| 361 | 362 | When we transfer Personal Information of EU residents within PayPal subsidiaries and affiliated companies, we rely on our [**Binding Corporate Rules**](https://www.paypal.com/uk/webapps/mpp/ua/bcr), which have been approved by competent Supervisory Authorities. |
| 362 | 363 | |
| 363 | 364 | For any other transfer of Personal Information to a country outside of the UK (for UK residents) or the EEA (for EEA residents) we will ensure that any such transfers are compliant with EU and UK data protection law, as applicable. |
ALSO IN THIS CHANGE, NOT TIED TO ONE LINE
- ± CHANGEDPayPal will stop sharing your creditworthiness with affiliates and stop affiliate marketing use
In the federal financial-privacy notice, two rows changed from 'Yes, and you can opt out' to 'No, we don't share' — PayPal says it will no longer share your creditworthiness information with its own corporate affiliates, and those affiliates will no longer use your data to market to you. This is a benefit to consumers.
For our affiliates' everyday business purposes -<br>information about your creditworthiness</td><td>Yes</td><td>Yes</td></tr><tr><td><strong>For our affiliates to market to you</strong></td><td>Yes</td><td>Yes</td>
For our affiliates' everyday business purposes -<br>information about your creditworthiness</td><td>No</td><td>We don't share</td></tr><tr><td><strong>For our affiliates to market to you</strong></td><td>No</td><td>We don't share</td>