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FC2 Terms of Use

MATERIAL
FIRST SEEN 2026-09-11 · VERSION 20260911_rev01 · COMPARED WITH 20260811_rev01

What changed, in plain language

How reviews are made

FC2 added an entirely new section to its Terms of Use covering a prepaid voucher product called 'OTOcoupon.' The new terms explain how the voucher works, but also include a 12-month expiry that wipes out unused balances, a refund policy that pushes users to third-party resellers instead of FC2, a broad liability disclaimer for lost or stolen vouchers, and a clause letting FC2 change or discontinue the voucher program at any time.

Changes that may affect you

Voucher balances are wiped out after 12 monthsMATERIAL
BILLING & RENEWAL

If you don't spend the full value of your OTOcoupon within a year of buying it, whatever is left simply disappears — you lose that money. There's no warning process mentioned for using it before it expires.

“The OTOcoupon has a twelve-month expiry date. This means that any balance left on each OTOcoupon 12 months after issuance, will be removed.”

What you can do — Spend the full balance of any OTOcoupon within 12 months of purchase, and keep track of the purchase date since FC2 does not appear to send expiry reminders.

FC2 won't handle refunds for unused vouchers bought from resellersMATERIAL
BILLING & RENEWAL

If you want a refund for a voucher you never used, FC2 won't help — you have to go back to whichever third-party reseller sold it to you, and you're stuck with whatever refund rules that reseller has (which could mean no refund at all).

“Requests for refunds of unused OTOcoupon need to be addressed with the reseller that the Voucher has been purchased from and is solely subject to the resellers refund policy.”

What you can do — Before buying an OTOcoupon from a third-party reseller, check that reseller's refund policy, since FC2 will not process refunds directly.

FC2 takes no responsibility for lost, stolen, or damaged vouchersMATERIAL
LIABILITY LIMITS

FC2 says you must treat the voucher like cash — if it's lost, stolen, or damaged, you're out of luck and can't get FC2 to replace the balance or compensate you.

“We will not accept any liability for lost, stolen or damaged Vouchers or for any remaining balance on the Vouchers.”

What you can do — Store voucher codes securely, the same way you would store cash or a gift card number, since a lost code likely means lost money.

FC2 can change or shut down the voucher program at any timeMATERIAL
UNILATERAL CHANGES

FC2 gives itself broad, open-ended power to change these voucher terms or discontinue the OTOcoupon entirely whenever it wants, without specifying advance notice to users who may be holding unused balances.

“We reserve the right to amend or supplement these terms and conditions or discontinue the OTOcoupon at any time.”

What you can do — If you hold an OTOcoupon balance, consider using it promptly rather than saving it long-term, since the program's rules or existence could change without much warning.

Changelog

  1. + ADDEDNew 'OTOcoupon' voucher terms added

    FC2 added a brand-new section explaining a prepaid e-voucher called OTOcoupon, which can be exchanged for FC2 points and used to pay for products and services on the site.

    OTOcoupon is an e-voucher that can be exchanged for FC2 points.

  2. + ADDEDVoucher denominations and combining rules

    Vouchers come in fixed USD and JPY amounts, and up to three vouchers can be combined in a single purchase.

    The OTOcoupon is issued in fixed USD and JPY denominations of USD5,10,25,50,100,200 and JPY2500,6000,12000,24000

  3. + ADDEDVouchers expire after 12 months and lose remaining balance

    Any money left on a voucher 12 months after it was issued is forfeited, not refunded or extended.

    The OTOcoupon has a twelve-month expiry date. This means that any balance left on each OTOcoupon 12 months after issuance, will be removed.

  4. + ADDEDNo cash redemption for vouchers

    Voucher balances can never be exchanged for cash, only used for future purchases.

    The OTOcoupon cannot be exchanged or redeemed in whole or part for cash.

  5. + ADDEDRefunds routed through third-party resellers, not FC2

    If you bought a voucher through an authorized reseller and want a refund for an unused voucher, you have to deal with that reseller's own refund policy, not FC2 directly.

    Requests for refunds of unused OTOcoupon need to be addressed with the reseller that the Voucher has been purchased from and is solely subject to the resellers refund policy.

  6. + ADDEDResellers may add a surcharge on top of the voucher's face value

    Third-party resellers can charge more than the printed value of the voucher; FC2 says it does not set or benefit from this surcharge.

    Please be aware that resellers may apply a surcharge to the face-value of the OTOcoupon.

  7. + ADDEDFC2 disclaims liability for lost, stolen, or damaged vouchers

    FC2 says users must treat vouchers like cash and that the company takes no responsibility if a voucher is lost, stolen, damaged, or if its balance disappears for these reasons.

    We will not accept any liability for lost, stolen or damaged Vouchers or for any remaining balance on the Vouchers.

  8. + ADDEDFC2 can cancel or withdraw a voucher if fraud is suspected

    If FC2 suspects a voucher was stolen or used fraudulently, it can cancel it and require another payment method, with possible further action.

    We may withdraw or cancel the Voucher and require an alternative form of payment if we suspect that the Voucher may have been stolen or fraudulently used.

  9. + ADDEDFC2 can change or end the voucher program at any time

    FC2 reserves the right to modify these voucher terms or discontinue the OTOcoupon program whenever it wants.

    We reserve the right to amend or supplement these terms and conditions or discontinue the OTOcoupon at any time.

  10. + ADDEDOnline redemption steps added

    FC2 added step-by-step instructions for entering voucher codes and combining multiple vouchers at online checkout.

    When proceeding to checkout, select ''OTOcoupon". - Enter the 20-digit Voucher number.

Full text changes — 20260811_rev01 to 20260911_rev01

COLOUR MARKS THE SEVERITY OF A FLAGGED CLAUSE · + AND − MARK ADDED AND REMOVED

2182187. When you do not make a payment until the specified date provided by these terms of use and each service you must pay a late payment charge fixed by FC2.
2192198. Payment must be made by the method we specify. When you make a payment by other methods or when losses are caused by it, we are not liable for them.
2202209. Users agree to the fact that they cannot shorten the contract period of Premium Services.
22122110. No requests for refunds, after purchasing Points or agreeing to use Premium Services, will be valid under any circumstances.
22222211. In the event of a request for chargeback from a credit card company, the corresponding account shall be suspended.
223223
224#### 18\. otocoupon TERMS & CONDITIONS
225
2261. These are the general terms and conditions for the OTOcoupon ("Voucher") only and are issued by .
227
2282. Separate terms and conditions are applicable for the very products and services purchased from us against payment with the OTOcoupon.
229
2303. The OTOcoupon is not a credit or reloadable Card or Voucher.
231
2324. OTOcoupon is an e-voucher that can be exchanged for FC2 points.
233
2345. The OTOcoupon is issued in fixed USD and JPY denominations of USD5,10,25,50,100,200 and JPY2500,6000,12000,24000
235
2366. The balance on the Voucher may be used for full or part payment when purchasing products and services on our website.
237
2387. OTOcoupon can be used towards the purchase of goods at a higher price than its face value as you can combine up to three OTOcoupons for a single payment transaction.
239
2408. Any unused balance will remain on your OTOcoupon and may be used for future purchases.
241
2429. The OTOcoupon cannot be exchanged or redeemed in whole or part for cash.
243
24410. The OTOcoupon has a twelve-month expiry date. This means that any balance left on each OTOcoupon 12 months after issuance, will be removed.
245
24611. No VAT is charged when purchasing the OTOcoupon, but purchases paid for using the OTOcoupon are subject to applicable VAT.
247
24812. The OTOcoupon can be purchased online from authorised online resellers as listed and indicated on our websites. These resellers are independent third-parties and purchasing an OTOcoupon from such a third-party reseller is always subject to the respective reseller's terms and conditions.
249
25013. Please be aware that resellers may apply a surcharge to the face-value of the OTOcoupon. This surcharge is charged by the reseller, and not us, nor do we benefit from such surcharge.
251
25214. Requests for refunds of unused OTOcoupon need to be addressed with the reseller that the Voucher has been purchased from and is solely subject to the resellers refund policy.
253
25415. Keep the OTOcoupon safe and treat it as cash. We will not accept any liability for lost, stolen or damaged Vouchers or for any remaining balance on the Vouchers.
255
25616. We may withdraw or cancel the Voucher and require an alternative form of payment if we suspect that the Voucher may have been stolen or fraudulently used. Further action may also be taken.
257
25817. OTOCoupon is an e-voucher issued by
259
26018. is responsible for alternative payment methods collection
261
26219. We reserve the right to amend or supplement these terms and conditions or discontinue the OTOcoupon at any time.
263
264Redemption of Vouchers Online:
265
266To use the OTOcoupon in full or part payment for orders made Online:
267
268- When proceeding to checkout, select ''OTOcoupon".
269
270- Enter the 20-digit Voucher number.
271
272- Select the 'Confirm' button to proceed with the payment.
273
274- If the value of the items purchased Online is less than the total value of the Voucher, you can re-enter the same Voucher details on another occasion to redeem the remaining balance on your Voucher, also in combination with additional (up to three) OTOcoupon.
275
276- If the value of the items purchased online is more than the total value of the Voucher you will need to pay the balance using additional Vouchers, simply by clicking on the "+" button which then opens another field to enter an additional Voucher PIN.
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224278#### 19.Digital Content Usage and Prohibition of Unauthorized Reproduction
225279
2262801. Customers may use digital content purchased or viewed through the Service only for personal, non-commercial use.
2272812. For the purposes of copyright protection and the prevention of misuse, the Company may embed information to identify the customer (digital watermarks) in the files of digital content that customers download. For details, please refer to our Privacy Policy.
2282823. Customers are prohibited, without the Company's permission, from reproducing, publicly performing or displaying, transmitting or making available to the public, distributing, assigning or transferring, lending, translating, or adapting the digital content.
2292834. If a violation of the preceding provision is discovered, the Company may suspend the customer's use of the Service. In addition, the copyright holder and the Company may take legal action against the violator.